cycling shorts?

[Dogmama]

Even good shorts go bad over time, so if your current Sugoi shorts are chafing you, it may be that they're just too long in the tooth. If you haven't replaced your saddle in a while, that too might be causing problems.

OUCH! Really bad visual!

Really, we're all so different. Some people like lots of padding, others are minimalists. And it goes on.

I'd just throw into the mix to look at your saddle too. If you're a newer rider & can't get comfortable, sometimes the saddle is the culprit.