Funny that this thread should pop back up. Last night I took my phone to the Verizon store, since the service warranty is only for a year.

Told the guy my issues (the daily crashing/freezing) and he laid out a couple of options:
• restore the phone to factory settings, which would likely do nothing for more than a week or two, as I have already done the factory restoration, then update to Gingerbread.
• exchange my phone for another identical phone. Again, I'd most likely run into the same issues within a very short time.
• make use of one of the 2 eligible for phone upgrades on our 3 phone account.

I didn't even know I could do the 3rd! Our "home phone" is a freebie phone that we just have for a contact for DS's school, doctors, and anyone else who might otherwise not have our cell #s (older family members, etc.).

So I took the 3rd option and applied it to my cell #. Sometime in the next week a shiny new iPhone 4s will be in my hot little hands!

DH is going to take over my Droid once there's a way to root it. He rooted his ancient HTC Eris and loves it, but it's WAY slow. My Incredible is pretty fast and works much better for playing Angry Birds.