Seat hight in pictures?

[MichelleOH]

I have a question...

In all the pictures I see (even of my bike), the seat looks really high. Higher than the handle bars, in fact. http://www.jacksbikes.com/contents/e..._2.0_2010.html I'm wondering if this is just to make the bikes look more cool or if this is how it should be ridden...

My 55cm frame would have to be MUCH smaller...like a 49cm (if not smaller) to look that way. As mine sits, the seat is actually a bit LOWER than the handle bars. Did they sell me the wrong frame size??

I guess my question is...do you fit to the frame or a seat at that height?

*SO CONFUSED*