Quote Originally Posted by CyborgQueen View Post
I must be one of the lucky ones....never needed to use chamois cream...(I have tried it, just samples to see if I "feel" different). I've gone on 20-30-50 mile rides without them. Never chafe either... ;-)

Saddle sore??? What's that? Never experienced that either, not even when I had two horrible saddles!

Careful what you say ... it can happen when you least expect it.

And fwiw, you may be fine at 20-30-50 mile distances, often times chafing doesn't make itself known until you get to century-plus distances, which is what the OP was asking about.