After my daughter's wreck, I signed us up for Air Evac. It's only $50 a year for the family and if she had had to be flown all the way to Columbia, it would have cost us about $25,000, because helicopter is not covered by medical insurance.

They give you a bunch of stickers to put around your home and in your vehicles. I put one sticker in the car, and one sticker on each of our bicycles. I also carry the membership card in my wallet. The part that makes me feel better though is that one of the stickers is on her bicycle.