Quote Originally Posted by soprano View Post
Credit card numbers are memorized.
I honestly don't understand this, or the people who carry copies of their ID.

What store or agency will accept a copy of an ID? What store will run something off your recital of your bank card number when you're there in person? Obviously it won't work in an ATM.

Memorizing your CC number is good in case you lose it when you're away from home and need to call the issuer. It's a time saver for ordering stuff off the internet (it probably saves me entirely too much time ). But it doesn't do you much good out on the road ... nor does a copy of a license.

My strategy is to carry everything I need. If I'm driving to ride, I don't want to leave credit cards in the car, and it's most convenient to have my store loyalty cards in the bag as well since I almost always use the drive as an opportunity to run errands. Some stores will accept a memorized number or phone number (and those cards I don't carry), others not.

The paperwork (including the "plasticwork") stays in the ziploc always, just gets jammed into my purse when I'm not riding or running, and carrying everything.