
Originally Posted by
indysteel
Certainly, if I'm eligible for what they call a preferred rate, then the premium would be considerably less, and would be a no brainer.
Understood. The FEMA site deals with the topography of the land, not the elevation of the actual house as it sets on the land. That's where a survey (or the elevation certificate) may come in handy getting you a lower rate... But it's been years since I've dealt with this...and there's a lot of complexity in grey areas like this...
I don't think the program is any slower than any other insurer. If you do turn out to be a preferred risk, I think you can actually purchase it directly through your own insurer
Last edited by Mr. Bloom; 03-08-2011 at 05:47 AM.
If you don't grow where you're planted, you'll never BLOOM - Will Rogers