Quote Originally Posted by Koronin View Post
even though this area is extremely unlikely to be hit by a hurricane
Yeah, so is our area. Everyone told us the way the Gulf Stream runs, hurricanes don't hit here. We got three in '04, the year after we bought the house.

We lost roof and carpet that needed to be replaced anyway, and the insurance got to pay for it (as well as new paint in the bedroom that I hated the color).