I got hit head on by a car and was lucky that while my bike didn't fair so well, I came out mostly with bumps and bruises. I wasn't even wearing a helmet. Lucky, I think this used up all my luck or 9 lives that day. However, I didn't ride for over a year after that and not because I didn't have a bike or healthy body. It's very psychological , nerve racking, and can play with you head for quite a while. Today, I ride again, no problems and with a helmet.