ok pet peeve. Cycling tops with elastic at the bottom hem. These jerseys ride up emphasizing both lower belly and mid-belly fat. Mostly I acquire these jerseys from event rides. They have a little bit of sentimental and pride value. I believe they are all just men's jerseys anyway.

So, I take the elastic out of the hem. They look ok or much better than they did with the elastic hem. My suggestion is that you try some men's jerseys (club cut) and have them altered. (Or do it yourself.)

Also, it is usually the pockets on the back that make the belly area tighter. You might look for jerseys that have a single zippered pocket on the back. MTB jerseys. Storage capacity is lost, but courage is won.

Good luck with finding the right fit. I avoid looking at the photos of myself in cycling clothes. Instead I focus on the beauty of the ride!