Quote Originally Posted by zoom-zoom View Post
Yep, someone told me that the first Winter I was running and it's really true. I'm still trying to get a handle on how to dress for different biking conditions, though. It seems a lot harder to get it right. I so often feel too warm or too cold, lately.
IME, the 20 degree rule becomes more like 10 degrees on the road bike. On the mountain bike, 20 degrees warmer is about right.

This time of year is the hardest to dress for.....it's not cold enough to need the really heavy stuff, but it's windy and chilly enough that arm and knee warmers don't quite cut it.