For me it depends on opportunity.
When I lived in NC, I wouldn't ride in rain unless I got caught in it. There was no reason to as if I just waited a day or two, it would be gone. Same for snow or ice or strong winds. I had no choice but to ride in the heat and humidity though - otherwise, I'd get no riding in all summer. 90F was a 'cool' summer day!
Now? I won't ride if it's over 95F. There is no reason to. I just wait a day or two and the temps will come down to a more typical level. Same holds true for bitter cold (below 20F) - it's so rare that there is no real reason to go out in it. Of course, the opposite is also true...now if I don't ride in the rain, I don't ride for 10 months of the year, so rain must be my friend.I will still wait out super strong winds, but that's not usually a big issue either.
Editing to add: If it's a big organized ride or an event, there is not much that will sway me in terms of weather if I've trained for it. The above only applies to casual/training rides.




I will still wait out super strong winds, but that's not usually a big issue either.
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