Thanks. I'm fine. Confidence just a bit shaken. Had a brief mental debate in afternoon to call hubby to bring me home. But then realized I needed to ride home, get over it.

MTB friend thinks the more I ride off road - where I can't anticipate all the stops the more instinctual it will get(the unblocking with sudden braking). As for careless drivers, I just have to continue to ride defensively....

Oh and for the earlier post from 7rider about lack of side visibility on another commuter. That's something I hadn't thought about until reading this forum either. I put the little lightweights stickers on all my spokes over the weekend got em at REI, about $15 for the pack of 86 stickers. A world of difference!