For the sake of 12 months, the cheaper place sounds a good option, then with the money you save you could upgrade and go for a Specialized Allez Sport 27 2011 Road Bike or similar..........

Being realistic, it's only four walls, with the winter coming along it will be cheaper to heat and smaller means LESS HOUSEWORK!

Good luck with whatever you decide.

Clock

PS I shall be sending you my invoice for Consultation fees all in due course.