another houstonian (katy) biker answers

My go to cooler weather around here is a pair of mesh arm covers, , short sleeved jersey with an underlayer, mesh or wool depending- my core gets cold easily, not my legs, a wind vest for cooler windy days, a pair of light long fingered gloves and wool socks. I have a windbreaker/raincoat that I wear if it gets below 45, but mostly I prefer to startout cold and warm up. Long fingered gloves because my hands get cold very easily. My headcovering/ head neck layer is a normal buff which makes a lightweight hood/ear covering under the helmet or ad an extra neck layer.

Since the majority of body heat is lost through the head, I find the buff extremely helpful and I find that if I can keep hands, feet and head warm- the rest follows.

Everything but the raincoat fit easily in a jersey pocked as I layer down. The jacket does as well but it takes a bit more work.

Good lulck

marni