Pay of any debt now. Apply for unemployment as soon as you're elegible.

Between starting looking for a job now in your chosen career. Depending on how tight that field is, consider other options. What else are you good at / interested in?

I was laid off twice early in my career, unemployment isn't much fun, but it is survivable.

Depending on what your PT tells you about riding, there's always walking. So long as it isn't icy slick to land you on your behind!