Yep, if you had a long torso you'd already know it. You'd find that shirts are often too short, and jeans are often too low-cut.

My example - I have the same inseam as you and I'm 5'6"! *Very* long-torsoed.

Anyhow, I wound up getting a wsd bike anyway because I have short arms (to go with my short legs, I guess). I put a slightly longer stem on it, but otherwise it's worked well for me.