Hee-hee that would be nice!
I think you can though. Not sure how it works but I think it has to do with having comprehensive coverage on your car insurance and adding something like an umbrella policy to cover incidentals and legal expenses even when no other vehicle or drivers are involved, and then add the bike as line item - or something like that.
The premium becomes way higher though, so I guess you would have to do some math and figure out replacement cost vs insurance cost... don't know.






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