Hi there,
Am new to this forum which had me amazed by the sheer number of biker girls out there, fab! Am a bit of a roadie but may be coaxed into trying out some proper MTBing come fall...

Now I need some help...
Found a fantastic deal on a Giant TCR composite in frame size S (46.5cm according to the Giant size chart). It has great specs and having tried it, it seemed a little bit on the large side but not disastrously so. Am 5'2 with a 29" inseam and reasonably long arms for my height. Can stand over it in socks with maybe half- to an inch of clearance, comfortably so with shoes. Then went to a well known local shop who measured me up and said that with my inseam, a 46.5cm frame would be just right, at least in terms of standover. The problem with this bike is that it's been ridden by a small bloke, so nothing is set for girls. The handlebars are massive and it feels I have to stretch quite a long way. The stem is 10cm at present.

My question is:
Should I go with the bike and try to fiddle with the smaller things like stem and handlebars, or should I simply get a new frame and keep the rest of the stuff (it's got full ultegra, ksyrium es wheels and a v nice finishing kit which is worth more than I paid for the entire bike)? Is there even a possibility that I'd be able to make it fit? I'm not made of money however and it'd feel a bit sad trading the nice full carbon monocoque frame for something simpler... Please help!