Help me spend my tax rebate & the Mr Rudd $900 stimulus cheque

[crazycanuck]

I am suffering from bike envy & found out today that I get a tax rebate plus the $900 stimulus cheque. (If Mr Rudd wants me to spend some dough at a retailer, i'll support a bike shop )

So, I have to decide if it'll be a mtn bike frame or a roadie. I'd transfer my components over so i'd just need a frame & forks. I have an 06 44cm Giant OCR1 as my roadie at the moment but want to go up in the world by a smidgen. Problem is I have no idea what is one step up from a Giant OCR1 (I'd also like to move up in the MTB world but can't decide...)

I know there's a 44cm Specialized Ruby WSD frame available from a shop here but am not sure if that's a step up or just the same thing.

Bianchi? *drool* Merckx?

Help me?

Tanks
C