Ok so Luna just pretty much put her finger on it.

I'm just warning you Ana:
the moment you get on a spendy bike you'll decide that you need it. I am speaking from personal experience here!!!!!

Bikes are kinda like money, you always just need a LITTLE bit more. This is a slippery slope so figure out your budget before you get on that for that first test ride.

Remember, "plush" is a function of design as well as material. I ride a high end carbon fiber bike that has a geometry thats been tweaked to make it into a comfy ride. Don't get tricked into thinking material is everything...