Quote Originally Posted by andtckrtoo View Post
... We're putting more money aside as a "just in case".
Very smart. Last year, we have several major unexpected expenses: new water heater & replace the remaining steel pipe w/copper; new A/C and furnace; new computer; and big car maintenance bill. Luckily, my parents (not DH's) taught me to "pay myself" first by putting money away each paycheck. This is something I, in turn, taught my spouse.