Wow, um it was more or less adjusted like that when I got it. I think the only thing that was adjusted for me was the seat post. It's possible that it was adjusted for someone else, as someone had purchased the bike and then returned it, which is how I got such a good deal on it :] I suppose I might just spring for the money and go get fit, I had been thinking about it, but I think it's like 125 bucks at the only place I know of! Is that normal or kind of pricey? I pretty much know nothing about how it should be adjusted or even how it CAN be adjusted, I just started riding last summer, and haven't really read up on any of this stuff!