I wouldn't even know what my heart rate is supposed to be within my training level. Though, I've read about this from other people's experiences. I'm still alive aren't I?

I've never used a heart monitor. And I've been cycling regularily since 1992.
Unless I am diagnosed with a heart problem, I don't think I will be using any heart monitor to improve myself.

I took off my cyclometer around..hmm...1998 or before. First few years, I kept a cycling journal that tracked my mileage. didn't make notes of my average speed. So this motivational technique did stoke my cycling passion when the mileage piled up annually.

But later, I just kept forgetting to look at the cyclometer after finishing a ride. Then forgetting to remove it regularily. That's when I decided to remove it...period.

I just ride...because it always feel better to ride..no matter what distance and regardless of my pace.