My name is Grog and I'm shopping for a new bike (but I don't have the time to shop).

I'm thinking of getting disk brakes on my new commuter bike. It would cost more than the insurer will give me for my now-retired bike, but I'm happy to pay for it if it's worth it.

They would not be hydraulic bakes though, just the standard disk brakes.

My idea is that it would be more secure to stop in wet conditions in particular.

The only downside that I can think of is that I don't know how to fix them (but I could learn I guess).

Anyone has experience or knowledge to share with me about this before I go and order the bike? (Maybe Monday.)

Many thanks!