Thanks for the suggestions!

I figure I will have to get a neck warmer/mask of some sort. My hubby has a UA one and it seems to work pretty well.

I've also been eyeing the CW-X stuff for a while. But have hesitated to try it because of the cost. I also didn't know if they had insulated tights.

Plain old tights are okay for 20s but anything lower and my legs would be pretty chilled.

As for has gloves and socks, I'm covered there. Thanksfully some of my snowboarding gear is multi-purpose. Yay for saving some $$!

Tomorrow night I'm doing a 5k at a running store so I'll take a look around and see what I can find.