I got the police report yesterday and have also spoken to the driver involved as well as the driver behind me who witnessed the whole incident. (We know each other).

I am now piecing together what I believe happened at the intersection.

I am riding up 1st street, get into the left part of the lane, signal that I'm going to turn left. I see on my left, a car, NOT moving and decide to make my turn without stopping (this is the disadvantage of clipless pedals). I get to the intersection just after she also decides to turn and the rest is history. She didn't see me comimg on her right and I didn't realize she was going to go. Therefore, I am the one at fault here, NOT her. It was one of the those bad decisions that has bad consequences.

I'm so glad I was able to talk to her and see how she was doing. She felt terribly and was most concerned about how I was doing. A friend of hers (also a friend of mine) assured her that I was recovering and doing fine. I told her I was responsible for my actions on the bike and it was just a bad call on my part. Now to fix my bike wheel- a small price to pay for my actions.

RE cell phone- I must have heard someone else say they were on their phone and didn't see what happened because she wasn't on hers. I assumed she was at the time from my perspective. I actually felt much better when she said she wasn't as it clarified the incident for me.

So there you have it. Be careful when you enter intersections -I certainly will be!