I live in Florida but yes, we do get chilly weather here in Nov. thru Feb. so I was wondering what suggestions you all have for cycle wear on the colder days? I know I probably need to get full finger cycling gloves, but what about tops/bottoms? I will be doing longer rides, so I will need the comfort of cycling shorts - can I wear long pants over them? Or should I purchase long leg cycling pants or capris? This will be the first winter I will be riding consistently, but I remember years ago how cold my hands got - brrr! Any advice is appreciated - thanks!