Been lurking on this thread as I'm in a risk factor group as well . . .

Oakleaf outlines a very interesting & broad ranging dilemma -- and I don't know what the answer is, but I do know this:

Bad things happen in spite of our best efforts

Maybe over time and as testing technology & knowledge improves the med. establishment will change its opinion as to who needs a test . . . .

It could happen, right?