Quote Originally Posted by maillotpois View Post
Wow. My in laws gave us a pretty big amount of money for a deposit on our house when we bought in 2005. First it wasn't in our account, then it was. No questions were ever asked. I never really thought much of it, but it sounds like that would raise some eyebrows now.
Usually you have to show bank account info for three months prior to your purchase. That's how it's always been for me in my three house purchases. Otherwise it's considered a gift and is treated differently.