I have the ankle interactive one. I use it for running, cycling, and OW swimming and have never had problems. I am one of those who is really annoyed by seams and tags, also.

I got the interactive because it has a spot to put insurance info on it (on the website, that is). I also travel a lot and while an emergency number might not change if it's DH's cell phone, I also like to update the hotel info or wherever it is we're staying. I don't always carry my drivers license or insurance card, especially when I'm running, so I think it's a good thing.

Maybe it wouldn't be bad to have both kinds? I think they are very reasonably priced.

The RoadID people were great to work with and I got the impression they weren't in the business strictly to make a profit. They seemed to truly believe in what they were doing, also.