yeah, I know- I really liked the 7000 which felt just like 7200 to me. I liked it from the beginning, but felt like I need to try as many different ones as possible so I could make sure. The differences from the 7000 seem to be:
suspension fork- not important to me- 7200 has it, 7000 doesn't

alloy front hub, shimano RM30 rear hub (7000 has alloy hubs)

Matrix 750 rims- 7000 has matrix 550 rims

8 speed- 7000 is 7 speed (my folding bike is 9 speed)

shimano alivio rear derailleur- (7000 has shimanoTX51)
shimano M191 48/38/28 w/chainguard- 7000 is suntour

cassette SRAM PG830 11-30, 8 speed (the 7000 has sunrace 13-34, 7 speed- which is better?)

tires are bontrager invert, puncture resistant, 700x35c; 60tpi (7000 has bontrager select invert, 700x35c;27tpi - what does all this mean?)

7200 has dual density platform pedals versus nylon platform for the 700- doesn't matter to me.

The 7000 is about $60 cheaper than the 7200. I liked both shops, the 7200 is from a shop that gives 10% items in store and lifetime maintenance. I saw a different salesperson today than I did when I went in bofore, and he was just as helpful as the first salesperson I saw.
So, I think I know what I want, like elk said, I'm just trying to figure out of the 7200 upgrades are worth the price over the 7000. I know the differences are upgrades, just not sure how much of an upgrade they are.
At least I won't be bugging you all with bike buying questions if I get one of these before the weekend (may still stop at another bike shop tomorrow to try out something different- the kona store I tried didn't have any smokes so I have to look at another one)
vickie
ok, enough already, just buy the bike. I told my husband about it tonight, he just shook his head. He doesn't approve, but he doesn't say anything.