I agree that you should keep it. Assuming you've kept up on regular maintenance, that car likely has a lot of life left to it. I haven't had a car payment for over a year now and it's awesome. Admittedly, I'm driving an '01sedan that has--get this--only 32,000 miles on it. While it's not the perfect car for my bike, I couldn't justify taking on debt just so my bike had the perfect ride. I have better uses for that money. Like a new bike!

If you do decide to buy a newer car, I would serioiusly consider selling your car by private sale. You could likely get more for it.