I don't count normal morning/daily routines as part of "getting ready to ride" as I'd do them if I was riding that day or not. That cuts my getting to ride routine and time pretty significantly:

1. Fill water bottles & set out ride food
2. Pick out riding outfit best suited for the ride and weather
3. Get dressed
4. Stretch
5. Apply chamois cream if ride is >50 miles or I'm on the tandem
6. Stuff ride food in pockets
7. Put out the dog and lock the house
6. Check bike & leave