I'm new to this board, found it yesterday and really love all the information it contains. Now for the question, I've been reading a lot about the chamois creme on another cycling board and wonder do ladies use this stuff?

I took up cycling this past May and absolutely love it. I ride approximately 20 to 25 miles each day. Purchased a Trek 3700 WSD, changed out the skins to gain some speed. Recently, I've notice that there's friction when I'm riding. I'm forever adjusting myself on the saddle while riding and was wondering does the chamois creme help to alleviate some of the friction. And do women use it. If women do use it, this is probably a little delicate and too much information, but how do you prevent yourself from developing any type of bladder or UTI infection?