This is great advice! Thanks so much! I wonder if I am over lubing my hybrid? After muddy rides, I hose it off (no pressure) hold a rag to the chain to clean off gunk, re-lube, and wipe off the excess. Is there such a thing as too much lube? Another question - my road bike has a matte finish - is it still a good thing to use pledge? I assume pledge wipes are what you all are using.

Trish