Hi Ladies, I came here seeking answers to the very same problem, chaffing! I ended up at the DR's cause I thought it was something bad and it was chaffing. I haven't figured out yet when it actually starts - definitely on long rides but everyone says lots of lube but what kind? This is more an internal chaffing some lubes I am fairly certian shouldn't be there!

I also ride a terry liberator which has a cut out, I kind of wish there was a bigger cut out and no padding in my shorts there......