As I was checking out catalogs it occurred to me that some of the skirts are coverups, not skorts with padding. Such a thing should be relatively simple to make, and as expensive as cycling clothes are, maybe a good place to save some money to be spent on other stuff!

So -- here's my question. What kind of fabric would you suggest? (I don't sew but my mom does and I think I could probably convince her to make me one.) I'm assuming just fasten with velcro, and it should be "stuffable" so you can stuff it in a saddlebag and pull out if you're going inside a place you'd prefer not to wear spandex?