I'm an advanced beginner cyclist, and this is the 1st year I decided to try to keep riding through the winter. I doubt I'll be out in less than 35 degree weather, but am a sissy about the cold. What level of tights do I need? Would I be ok in $100 Pearl Izumi tights or do I need the hard core $150 Castelli?
What about a jacket v. warm long sleeve jersey? Is the wind protection you'd get from a jacket the essential part?

Any suggestions you have would be helpful. I'm riding about 20 miles at a time in the Washington DC area.

Thank you!!