My rollers are very quiet. I, too, have a big fan blowing on me that's louder than the rollers so I have to turn the television up pretty loud. But I couldn't stand it without the fan. I sweat mass quantities on the rollers--moreso than I ever did on my stationary trainer.
I think it's easier to maintain my balance and cadence while being clipped in, but I still have to have a big, heavy piece of furniture right there for me to put a hand on. I'm not a very brave person..........