I just started riding late this summer so I don't have any winter riding experience but I am planning to augment my cycling wardrobe so I can get out when the weather isn't too bad.

I like spinning classes because they are really motivating (and challenging) and I do them all year round as well as walking/running on the treadmill. I will keep those up this winter. There will also be trainer cycling at our LBS starting in November and I plan to do that too--as well as riding when the weather permits. Sometimes you can get nice days even in winter in central Illinois.