I am 5'4" and have an inseam of 28". I have been told I need a small frame--15". I am looking at a Fisher Zebrano as I am just getting into fitness and bak into biking. Does anyone have any other ideas. I have tried on Fuji (no thanks not for me) Giant (a good 2nd) Trek (will compare again) and Scwhinn (I would ride the fuji first and it hurt in the test ride).