I voted. My most recent crash was Wednesday, actually. Panicked and slammed on the brakes. Usually I can pull sideways into a slide-stop with [relative] grace. However, this was on gravel. Loose gravel. With Spot barking and tearing after me, I pull sideways and extend my leg... but I'm going too fast (and the brakes aren't helping, because of the gravel) so I crash onto one leg and panic (more) because I'm having a hard time getting up, and the dog's still behind me. He panicked when he saw me wipe and ran off (always does... but I'm always so afraid of what might happen should he catch me someday) ugh. Still dealing with the gravel roadrash. I just hope all the 'holes' look right when they heal.