I have two Terry bikes, a road bike and a mtn bike. They fit just great. I'm 5'1" and used to ride Cannondales. After riding the Terrys, they seemed so big and clumsy. The Terrys are much more comfortable and are easier to handle.
The road bike does look kind of goofy with the smaller front wheel and guys have asked me what is wrong with my mtn bike (it has 24" wheels) but hey, whatever works for me.
Another place you might check is www.bikefriday.com. I have been looking into getting one of these bikes primarily for travel, but the people I talk to who have them say they are great bikes. Since these have 20" wheels and are custom made, they should be good for those of us who are stubby.



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