If you have $2,000-$2,500 to spend, you should look at Gunnar custom steel frames (made by Waterford). The roadie runs $1150 for a custom frame ($800 for stock). You could see if your local shop could provide the components and build it up
As far as components go, each person has individual preferences. It is a lot like road bicycle quality, though: the biggest differences are usually in the lowest tiers of components while the differences in the higher-end components are small functions and weight. Personally, I do not find the highest-end of components practical for me since I do not race or care about the weight. I care more about the durability of the components and ride for recreation![]()