I'm not really able to work up much speed because all my riding is in the neighborhood, and even if I (ahem) run most stop signs, I still slow down when approaching them to an almost-stop, just in case some wild-a$$ driver comes speeding down the cross street. So I get up a little speed between and slow down at all corners.
But here's the thing.
I'm afraid to go faster, anyway. I'm afraid of losing control, of wrecking. When people talk about going fast downhill, I feel a bit of terror in the pit of my stomach.
Eventually I'll be riding a bike trail nearby and will still be afraid to go very fast because of people walking dogs, etc. on it. I'll be afraid of somebody doing something unexpected.
Afraid, afraid, afraid!
Any advice?