I've never had a bike with disc brakes and am generally content with rim brakes. I also ride for fun, not commuting. What is the terrain like where you ride? If I rode more often in areas with long downhills I would look into disc brakes.
I generally don't have problems with maintenance or wear with rim brakes. Lately I have had issues with mystery noise and vibrations with the front wheel which may be brake related, but I think tire width is also a factor.
- Gray 2010 carbon WSD road bike, Rivet Independence saddle
- Red hardtail 26" aluminum mountain bike, Bontrager Evoke WSD saddle
- Royal blue 2018 aluminum gravel bike, Rivet Pearl saddle
Gone but not forgotten:
- Silver 2003 aluminum road bike
- Two awesome worn out Juliana saddles