I have a lot of trouble getting my Allstate agent to really say what is covered. They say theft but not wrecks but then get iffy. It is EXTREMELY frustrating. We have a homeowners policy but really other than the structure the only thing worth anything is those bikes. I asked about a rider for it like my jewelry policy but they seemed to not do that. Good luck.
Amanda
2011 Specialized Epic Comp 29er | Specialized Phenom | "Marie Laveau"
2007 Cannondale Synapse Carbon Road | Selle Italia Lady Gel Flow | "Miranda"
You don't have to be great to get started, but you do have to get started to be great. -Lee J. Colan