I'm not to the point of being an experienced cyclist but I have had my share of falls and I'm sure there will be more. I like your husband's point that 3 for 3 means you got back on 3 times after falling.
The first time I ever got on a road bike I fell while stopping at an intersection. I looked up to see the girl in the car next to me laughing her head off. I walked the bike back to the store with my tail between my legs.
I almost crashed my bike while it was on the trainer. The bike looked like it was screwed in but I had forgotten I had moved it earlier and just rested it back on the trainer.
I fell over at a complete standstill in my driveway after I "forgot" how to unclip. "Ohhhh turn heel, not pull up like a maniac" I had a lovely gash in my knee and now a bit of a scar, but I dig it.
I, too, hope to be experienced and look back and laugh at my ride on the learning curve one day.
And I'm still reading that Bike Forums thread but I'm loving it!
Hilarious.
"Live, more than your neighbors. Unleash yourself upon the world and go places. Go now! Giggle. Know. Laugh. And bark the the moon like the wild dog that you are!" - Jon Blais