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So many different plans/laws in each state. Since they are both with same company I would starting googling, write down your ???? and see if you are able to get some questions answered by phoning your ins. co. (careful: 10 customer service reps, 10 different answers). Does your employer work with an insurance company and have a rep (same concerns about getting correct answers). HR dept? Same concerns.
Sorry, I guess all I had to say was good luck getting a reliable answer!!!!
Maybe someone who really knows something will chime in.
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11-20-2008, 04:36 PM #1
Inner Geekette
- Join Date
- Aug 2003
- Location
- Bendemonium
- Posts
- 9,673
Health insurance coordination of benefits
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Anyone work in health insurance claims that could help me? I've got PPO coverage through my husband but am thinking of adding a POS plan through my employer with the same carrier for both plans.
It's been eons since I worked in this field and am trying to dredge up what I knew from way back then. We can build our own coverage levels (copay, ded and co-ins) so I'm trying to figure out what to pick in hope of minimizing my monthly contribution as well as OOP costs.
If you know about this stuff, could you PM me so I could ask a few questions? Thanks you so much. I've only got a few days to decide since my wonderful employer started open enrollment on the 10th and didn't mail the benefits manuals until the 12th. 7 days later it finally arrived . . . .
Frends know gud humors when dey is hear it. ~ Da Crockydiles of ZZE.
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06-21-2012, 06:09 PM #2
Yes I Can
- Join Date
- Sep 2009
- Location
- Pac. NW
- Posts
- 350
2011 Specialized Ruby Comp
2015 Giant Liv Tempt 3
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06-21-2012, 08:03 PM #3
Randomeuse
- Join Date
- Apr 2008
- Posts
- 3,176
Mine is certainly a POS!!!
Each day is a gift, that's why it is called the present.
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06-22-2012, 08:16 AM #4
I heart my bike
- Join Date
- Apr 2006
- Location
- where the wind comes sweeping down the plain
- Posts
- 5,251
hee hee
Originally Posted by malkin
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Cervelo P2C (tri bike)
Bianchi Eros (commuter/touring road bike)
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